Privacy Policy

Horizon Card Services ("Horizon Member Benefits", “we”, “us” or “our”) operates and may operate other websites (collectively the “Site(s)”). The terms “you”, “your”, ”yours”, ”member”, ”members” and “yourself” refer to all visitors/members to the Site(s). This is the Horizon Member Benefits Privacy Policy (“Policy”) regarding any information we may collect while using the Site(s).

This Policy applies to all personal data that you may provide to us and the personal data we hold about you. By providing us with your personal data or by accessing, using or viewing the applicable Site(s) or any of its services, functions or contents (including transmitting, caching or storing of any such personal data), you shall be deemed to have agreed to each and all the terms, conditions, and notices in this Policy. If you do not agree, please cease use of the Site(s) and/or service(s) and DO NOT provide any personal data to us.

Website Visitors

Like most website operators, Horizon Member Benefits collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Horizon Member Benefits' purpose in collecting non-personally identifying information is to better understand how you use the Site(s). From time to time, Horizon Member Benefits may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of the Site(s).

Horizon Member Benefits also collects potentially personally-identifying information like Internet Protocol (IP) addresses. Horizon Member Benefits only discloses IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.

Gathering of Personally-Identifying Information

Certain visitors to the Site(s) choose to interact in ways that require Horizon Member Benefits to gather personally-identifying information. The amount and type of information that Horizon Member Benefits gathers depends on the nature of the interaction. In each case, Horizon Member Benefits collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Horizon Member Benefits. Horizon Member Benefits does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Children’s Privacy

The information and services provided by us or our affiliates and advertisers are not intended to be used by persons under 21 years of age. No information collected from children is knowingly used for any marketing or promotional purposes by Horizon Member Benefits.

Aggregated Statistics

Horizon Member Benefits may collect statistics about the behavior of visitors to the Site(s). Horizon Member Benefits may display this information publicly or provide it to others. However, Horizon Member Benefits does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Horizon Member Benefits discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Horizon Member Benefits' behalf or to provide services available at the Site(s), and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using the Site(s), you consent to the transfer of such information to them for the purposes of email marketing. Horizon Member Benefits will not rent or sell potentially personally-identifying and personally-identifying information to anyone outside of our trusted email partners, which may send relevant offers. Other than to its employees, contractors and affiliated organizations, as described above, Horizon Member Benefits discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Horizon Member Benefits believes in good faith that disclosure is reasonably necessary to protect the property or rights of Horizon Member Benefits, third parties or the public at large. If you have supplied your email address, Horizon Member Benefits (and it’s trusted partners) may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Horizon Member Benefits and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Horizon Member Benefits takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. Horizon Member Benefits uses cookies to help Horizon Member Benefits identify and track visitors, their usage of the Site(s), and their website access preferences. Horizon Member Benefits visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using the Site(s), with the drawback that certain features of the Site(s) may not function properly without the aid of cookies.

Business Transfers

If Horizon Member Benefits, or substantially all of its assets, were acquired, or in the unlikely event that Horizon Member Benefits goes out of business or enters bankruptcy, your information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Horizon Member Benefits may continue to use your personal information as set forth in this Policy.


Ads appearing on the Site(s) may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Policy covers the use of cookies by Horizon Member Benefits and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, Horizon Member Benefits may change this Policy from time to time at our sole discretion. Horizon Member Benefits encourages you to frequently check this page for any changes to the Policy. Your continued use of the Site(s) after any change in the Policy will constitute your acceptance of such change.

Contact Us

If you have any questions regarding this Policy, or would like more information on our privacy practices, please write to us at Horizon Card Services, Attention: Privacy Department, P.O. Box 1275, Indiana, PA 15701.

Dated: March 01, 2021